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285 N. El Camino Real, Suite 215, Encinitas, CA 92024

(760) 487-5678
carla@campbellwealthadvisors.com
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Hi, and welcome to “We Bring Your Money to Life,” a blog where I’ll share timely topics and tips that can help you reach your financial goals while gaining a better understanding of financial markets. At Campbell Wealth Advisors we know financial goals are as varied as the people who seek them. So, whether you dream of retiring early or working as long as possible, this is blog is for you!  

~ Carla Campbell, CPA, CFP

Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Thursday, November 30, 2023

How Will Working Affect Social Security Benefits? In a recent survey, 73% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting question: how will working affect Social Security...

Saturday, November 11, 2023

It's never too early to start thinking about your retirement savings and withdrawal strategies. By planning ahead, you can take advantage of compounding interest and maximize your savings potential. It's important to consider factors...

Tuesday, November 7, 2023

Feeling fantastic celebrating 24 years with Avantax in Chicago networking with my peers as we look forward to the future and our new Cetera partnership!

Friday, November 3, 2023

The Social Security Administration recently announced that over 71 million Americans, including Social Security and Supplemental Security Income beneficiaries, will receive a 3.2% increase in their benefits for 2024.1 However, it is...

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Friday, October 27, 2023

Retire Happy: Set yourself up for success. Visualize what you want to do with your time, where you want to live and how you plan to stay active.

Tuesday, October 24, 2023

Many of us have adapted to a world with remote team members and back-to-back Zoom calls with customers spread across the country, which certainly has its benefits. Nevertheless, one drawback is the difficulty of getting together in...

Friday, October 20, 2023

What is an Annuity? What you should know about them. Individuals hold about $2.2 trillion in annuity contracts; a tidy sum considering an estimated $9.2 trillion is held in all types of IRAs.1 Annuity contracts are purchased from an...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Tuesday, October 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Wednesday, September 20, 2023

If you've heard CEOs mention "A.I." multiple times during second-quarter conference calls, you're not imagining it. There have been an astounding 1,072 mentions of A.I. (and counting) so far.1 Some believe that A.I. has the potential...

Wednesday, September 13, 2023

The stock market rebound has significantly increased the number of workers with $1 million or more in their workplace retirement accounts. According to Fidelity Investments, employees with 401(k) balances exceeding $1 million rose 26...

Friday, September 8, 2023

If it feels like the financial markets are lurching from news event to news event in recent weeks, you’re right. They are. The markets were on pins and needles waiting for Fed Chair Powell to deliver his talk at the Jackson Hole...

Sunday, August 20, 2023

Many states across the nation are passing legislation to provide workers with access to employer-sponsored retirement plans. It’s a huge step forward in helping people save, and we at Avantax are proud to be one of your options...

Friday, August 11, 2023

August 14th is National Financial Awareness Day, which is designed to encourage individuals and families to evaluate their finances and establish standards, goals, and a plan to build a solid financial future.  View this...

Friday, August 11, 2023

August 14th is National Financial Awareness Day, which is designed to encourage individuals and families to evaluate their finances and establish standards, goals, and a plan to build a solid financial future.  View this...

Monday, August 7, 2023

Every year, about 140 million households file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and investment account statements;...

Wednesday, August 2, 2023

Now that summer is in full swing, it's the perfect time to take a trip. But sometimes, even your best-laid plans go a little off-kilter. Here are a few of the most common travel issues and how to make sure that no matter what happens,...

Friday, July 21, 2023

In 2023, if a plan provides this option, a participant can contribute up to $22,500 ($30,000, if age 50 or older) in pretax compensation and as much as $43,500 as an after-tax contribution to a 401(k) plan for a total of $66,000 ($73...

Friday, July 14, 2023

The mega backdoor Roth contribution incorporates your 401(k) and allows for potentially larger contributions than a nondeductible IRA to Roth conversion. How the strategy works: Once you make after-tax (not Roth) contributions to...

Monday, July 10, 2023

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Wednesday, May 24, 2023

Will you pay higher taxes in retirement? It’s possible. But that will largely depend on how you generate income. Will it be from working? Will it be from retirement plans? And if it does come from retirement plans, it’s...

Tuesday, May 9, 2023

Retirement Distribution Planning:Main Distribution Methods: There are several methods for distributing retirement funds, including staying put and making no changes, taking a lump-sum distribution, setting up systematic withdrawals, or...

Tuesday, March 21, 2023

Global unrest, inflation, energy costs -- it’s understandable that you might be wondering what’s coming next, and how it will impact your financial goals. Market swings are a normal part of investing, and one of the main...

Tuesday, March 14, 2023

Cash Sweep FeaturesThere are two sweep features for clients to earn income on uninvested cash balances in their account – the Bank Deposit Sweep (one for natural persons and one for all other types of customers) and the Money...

Tuesday, March 7, 2023

Traditional vs. Roth IRATraditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 36.6 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by...

Tuesday, February 28, 2023

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.1Despite...

Friday, February 3, 2023

You won't pay taxes on the potential growth of your funds in a Roth IRA account, and you can take money tax-free in retirement.Roth IRA A Roth IRA is an Individual Retirement Account to which you contribute after-tax dollars....

Tuesday, October 4, 2022

Most people are used to having a percentage of their paycheck withheld for Social Security. The withholding rate in 2022 stands at 6.2% for individuals and another 6.2% for their employers, for a total of 12.4% per person.1  But...

Wednesday, July 7, 2021

With June officially behind us, it’s time to face the facts: we’re headed toward the second half of 2021. While there’s still plenty of time to enjoy the rest of summer, we encourage you to slow down and check up on...