Tax Efficiency in Retirement
Will you pay higher taxes in retirement? It’s possible. But that will largely depend on how you generate income. Will it be from working? Will it be from retirement plans? And if it does come from retirement plans, it’s...Read More
Retirement Distribution Planning
Retirement Distribution Planning:Main Distribution Methods: There are several methods for distributing retirement funds, including staying put and making no changes, taking a lump-sum distribution, setting up systematic withdrawals, or...Read More
Worried about the Market? We’ve Planned for the Ups and Downs.
Global unrest, inflation, energy costs -- it’s understandable that you might be wondering what’s coming next, and how it will impact your financial goals. Market swings are a normal part of investing, and one of the main...Read More
How Protected is Your Bank Account?
Cash Sweep FeaturesThere are two sweep features for clients to earn income on uninvested cash balances in their account – the Bank Deposit Sweep (one for natural persons and one for all other types of customers) and the Money...Read More
Traditional vs. Roth IRA
Traditional vs. Roth IRATraditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 36.6 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by...Read More
Conquering Retirement Challenges for Women
When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.1Despite...Read More
What is a Roth IRA and Who Qualifies?
You won't pay taxes on the potential growth of your funds in a Roth IRA account, and you can take money tax-free in retirement.Roth IRA A Roth IRA is an Individual Retirement Account to which you contribute after-tax dollars....Read More
Time for Your Mid-Year Financial Checkup
With June officially behind us, it’s time to face the facts: we’re headed toward the second half of 2021. While there’s still plenty of time to enjoy the rest of summer, we encourage you to slow down and check up on...Read More